Indpendent Mortgage advice at James Laurence Estate Agents

. by James Laurence Estate Agents

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The Mortgage Advice Bureau, one of the UK’s leading award-winning mortgage brokers with over 900 offices nationwide, is pleased to introduce adviser Dave Dowson who will be located within James Laurence Estate Agents.

Independent mortgage adviser Dave comments, “I thoroughly enjoy helping people realise their dreams of purchasing a home and am able to offer hopeful house buyers invaluable advice on how best to achieve this.

“The housing and mortgage markets experienced something of a renaissance during 2013, with the government’s Help to Buy Equity Loan and Mortgage Guarantee initiatives providing lenders with the confidence to offer mortgages to borrowers with more modest deposits.

“The effects of the Mortgage Market Review on mortgage applications reinforces the need to see an independent mortgage broker. I act on your behalf, guide you through all the options available from the whole of the mortgage market and will recommend and arrange the most appropriate product from the 1,000s available for you and your circumstances. This includes exclusive deals, many of which are not available directly from lenders, and this equips me to meet most clients’ requirements.

“My knowledge of individual lender’s criteria is key to mortgage applications being processed as quickly as possible which in turn impacts on any potential property purchase enabling you to secure your dream home.

“I can also offer protection products from a choice of insurers to not only give customers peace of mind but equally importantly, making sure they are able to keep their home should the unexpected happen.”

Dave continues: “Good customer service is very important; I manage the application, liaise with lenders, solicitors and Estate Agents throughout to make the process as smooth and stress-free as possible.”

To make a no-obligation appointment please call James Laurence Estate Agents on 0121 604 4060 for more information.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

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The people we've helped

  • We recently switched from another letting agency to James Laurence, as we found their team so warm and friendly and loved the local aspect of the agency. The team have absolutely exceeded our expectations, making the changeover feel so seamless and finding new tenants for our apartment at really short notice. Lotti could not have been more wonderful to work with, going completely above and beyond to ensure our tenants could move in just before Christmas. We felt an immediate affinity with her and have so appreciated her attention to detail, quick thinking and creativity. She has made us feel so at ease, supported and like our property is in the safest of hands. Charlotte and Melissa have also been so helpful and lovely to deal with during the process. Having worked with several other agencies in Birmingham, I cannot recommend James Laurence highly enough. Look no further, they are the best!

    Julia Collins Andreu Avatar Julia Collins
    28 December 2022

  • The team at James Laurence was very helpful when I tried to find an apartment in Birmingham. I was in contact with a different letting agency but things fell through and they couldn't help me. A colleague of mine recommended James Laurence Lettings so I emailed them immediately since I was was moving from Sweden and the move would take place in less than a week. The team at James Laurence responded within 5 minutes and managed to offer me a few different apartment-options. Things proceeded quickly and smoothly and just a few days later I had they keys to the apartment. James Laurence helped me every step of the way and went above and beyond to accommodate my requests. The only minor negative thing I can say is that the interntal communication could be improved a tiny bit. I received slightly different information depending on who I was speaking with at the time. When I said I received different information earlier the person I spoke to said she would talk to her colleagues and then get in contact with me later with the "correct" information which she did and the issue got solved very quick.

    Elias Avatar Elias
    15 October 2022

  • Our experience with James Laurence Estate Agents was absolutely fantastic! Melissa Wilson made the application and referencing process smooth and easy with excellent communication. Everyone we spoke with from the office was kind, helpful, and welcoming. To top it all off, the loft we moved into was even better than the pictures! We are thrilled with our new home and we would absolutely recommend James Laurence to anyone looking for a place to live!

    Dominic James Avatar Dominic James
    2 October 2022

  • I have been very impressed with James Laurence, who have recently sold my property. Having previously had a poor experience with Purple Bricks, I instructed James Laurence to help sell my property. I have worked with Henry throughout the whole process and have found him to be very professional and knowledgeable as well as being efficient. It can't be stressed enough how important this is to have an estate agent that responds quickly, negotiates well and truly understands the market (especially during uncertain times like recently with the cover pandemic). I have briefly worked with Caroline and some of the other team members who also seem to be very efficient and friendly. Thanks again to James Laurence who I would fully recommend to anyone looking to Buy/Sell in Birmingham.

    David Jolly Avatar David Jolly
    16 June 2022

  • I recently sold my property with James Laurence, and the overall experience was great. They demonstrated a good knowledge of the Birmingham property market when discussing sales strategy, marketing and pricing (more than I was expecting) towards the beginning of my experience with them. This showed when we achieved 2 asking price offers within the first couple days of showings. Once an offer was accepted, their support did not stop there, Caroline (Sales Progression) did a fantastic job at liaising between myself and the buyers side, helping to progress items and remove any potential blockers. I would fully recommend James Laurence to anyone looking to Buy/Sell in Birmingham.

    Jack Darby Avatar Jack Darby
    20 May 2022