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The Mortgage Advice Bureau, one of the UK’s leading award-winning mortgage brokers with over 900 offices nationwide, is pleased to introduce adviser Dave Dowson who will be located within James Laurence Estate Agents.
Independent mortgage adviser Dave comments, “I thoroughly enjoy helping people realise their dreams of purchasing a home and am able to offer hopeful house buyers invaluable advice on how best to achieve this.
“The housing and mortgage markets experienced something of a renaissance during 2013, with the government’s Help to Buy Equity Loan and Mortgage Guarantee initiatives providing lenders with the confidence to offer mortgages to borrowers with more modest deposits.
“The effects of the Mortgage Market Review on mortgage applications reinforces the need to see an independent mortgage broker. I act on your behalf, guide you through all the options available from the whole of the mortgage market and will recommend and arrange the most appropriate product from the 1,000s available for you and your circumstances. This includes exclusive deals, many of which are not available directly from lenders, and this equips me to meet most clients’ requirements.
“My knowledge of individual lender’s criteria is key to mortgage applications being processed as quickly as possible which in turn impacts on any potential property purchase enabling you to secure your dream home.
“I can also offer protection products from a choice of insurers to not only give customers peace of mind but equally importantly, making sure they are able to keep their home should the unexpected happen.”
Dave continues: “Good customer service is very important; I manage the application, liaise with lenders, solicitors and Estate Agents throughout to make the process as smooth and stress-free as possible.”
To make a no-obligation appointment please call James Laurence Estate Agents on 0121 604 4060 for more information.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.